Workmen are a group of personal employees who have entered into, or are working under a contract of service with an employer. Workmen compensation is also known as employers liability insurance and this policy covers that part of the legal liability of an employer which relates to bodily injury or disease sustained by an employee during the course of his/her employment as stated under the workmen’s compensation Act no. 17 OF 1987. Level of statutory compensation differs as specified in the Act and is payable to the employees based on the information given by the employer.
However, the policy does not cover nonbodily injury liabilities incurred by the employer under tort contract or statutes.