The policy indemnifies the insured with regard to his legal liability to third parties for body injuries, death, accidental loss or damage to third party's property as a result of the insured's activities or those of his employees and agents in connection with the business stated in the schedule of the policy and occurring during the policy period. This class of insurance provides compensation to the Insured against all sums that the Insured shall become legally liable to pay in respect of:
• Compensation for accidental death, bodily injury or disease to third parties
• Accidental loss of or damage to third party property
• Damage to or loss of property belonging to third parties due to an accident. This includes legal costs incurred with the prior consent of the insurer.
• Legal and civil liabilities of the directors and officers of the company. The cover can be extended at a premium to multiple locations outside the manufacturing unit such as office, storage facilities, transportation and pollution risks Benefits Policy covers all amounts the insured is legally liable to pay third party during the policy period including legal costs and expenses subject to the limit of indemnity terms and conditions of the policy.