This provides cover against loss of or material damage to insured's properties i.e., Buildings, contents including furniture, fittings & fixtures, plants and machinery, appliances, office equipment, household goods/personal effects or other properties resulting from fire, lightening and explosion.
This insurance is extended to cover loss or damage occasioned by:
Earthquake
Storm, Tempest/flood, and tornado
Impact
Riot and Strike
Malicious damage
Burst pipe or overflow of water tanks
Bush fire
Spontaneous combustion
Subsidence
Other extensions include Debris removal, Architectures'/surveyors'/Engineers' fee, Public Authority clause and All other contents.
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